Denver, Colorado
Card processing at cost, priced from your statement, for Denver businesses
Denver breweries, outdoor shops, restaurants and the trades that keep the Front Range growing all take cards. We help Denver-area businesses pay interchange at cost, with a pricing program built from their own statement.
- Serving LoDo, RiNo, Capitol Hill & more
- Month-to-month
- AI answers 24/7, people on weekdays
Doing business in Denver
Who takes cards in Denver, and what it costs them
The Front Range mixes a busy restaurant and brewery scene with outdoor and specialty retail, tourism, construction and a growing tech and aerospace base that buys from local suppliers.
Most processors price all of that with tiers or bundled rates, so the markup is hard to see. With cost-plus, interchange and card-brand fees pass through at cost, exactly as Visa, Mastercard, Discover and Amex set them, and Mojo builds a pricing program on top from your own statement: each part of the bill priced separately, the lowest price on the payments you run most, and tools that cut the cost of the rest. How our pricing works →
Areas we serve
LoDo · RiNo · Capitol Hill · Cherry Creek · Aurora · Lakewood · Boulder
- No tiers or "non-qualified" rates
- Every fee shown, current next to proposed
- Month-to-month, no cancellation fee
- Live in about 3 business days
Denver merchants
Why cost-plus fits Denver businesses
Restaurants & breweries
Taprooms and kitchens with tips and lots of rewards cards. Cost-plus passes each one through at cost.
Outdoor & specialty retail
Higher tickets and seasonal peaks. Cost-plus has no tiers, so a big season doesn't push more of your sales into "non-qualified" pricing.
Trades & contractors
Field payments and invoices, often on business cards. Level 3 data can lower what qualifying corporate cards cost.
Suppliers & B2B
Invoices to companies and public agencies that pay by purchasing card.
Level 3 in Denver
Selling to other businesses? Lower what their cards cost you.
If you supply contractors, tech and aerospace firms, or public agencies along the Front Range, many of those buyers pay by corporate or purchasing card. Mojo sends your invoice's line items with the payment as Level 3 data so qualifying cards get the lower rate.
What changed in 2026
Visa's Commercial Enhanced Data Program now checks that line items are real, and the old Level 2 rates ended in April 2026. Only invoice-quality line items qualify.
- Invoice pay links for card payments on a secure, processor-hosted form
- Your invoice's line items go with the payment as Level 3 data
- Biggest effect on corporate and purchasing cards; small-business cards save less
Switching
From statement to live in about 3 business days
Apply and upload statements
From any processor. We read them line by line: your card mix, your effective rate, and the markup hidden in tiers and bundles.
Get a side-by-side quote
Within 24 hours. If we can't save you money, we'll tell you.
Go live
On Clover or our virtual terminal, often on the equipment you have. Month-to-month, no leases.
FAQ
Denver merchant questions
What does a Mojo quote look like?
Every fee line from your statement, current next to proposed, plus the card mix it is based on. Interchange and card-brand fees pass through at cost. No tiers, no bundled "non-qualified" charges.
Can I take payments at events and pop-ups?
Yes. Clover handhelds work anywhere with Wi-Fi or cellular, on the same pricing as your counter.
How do I compare you with my current processor?
Apply online and upload your statements. We return a side-by-side quote within 24 hours, and tell you if we can't save you money. Quick estimate here.
Is support local?
Our home base is Atlanta, and we work with businesses in all 50 states. Our AI assistant answers 24/7, and people are available weekdays, 9 a.m.–5 p.m. ET. Call (404) 918-6646.
Other cities we serve
Dallas · Houston · Phoenix · Atlanta · Miami · Chicago · Los Angeles · New York City · Boston
Mojo Payments works with businesses in all 50 states. Don't see your city? Get your free statement review anyway.
Your quote
See what Denver card processing should cost. Free, in 24 hours.
Apply online and upload your statements. We'll show you, line by line, what you pay today next to what you'd pay with a Mojo program, plus the card mix it's based on. No contract, no pressure, and if we can't save you money we'll say so.