Virtual terminal
Take card payments from any browser for phone orders, mail orders and back-office payments, with Level 3 line-item data for business cards.
Virtual terminal & gateway
Payments for businesses that invoice, integrate and scale.
A virtual terminal and gateway handle what a countertop terminal can't: phone orders, invoices, commercial cards and payments inside your business software. Priced from your statement, with Level 3.
What's included
One platform for card-not-present and integrated payments
Hosted payment pages
A secure payment page to link from your website or emails. With Mojo Payments invoice payments, each invoice gets its own pay link.
Integrated P2PE terminals
Point-to-point encrypted terminals, including Clover Flex and Mini and Ingenico Lane devices, connected to your software.
Built for B2B
Lower costs on the cards your customers actually use
Commercial cards carry premium interchange. With Level 3 data and pricing built from your statement, you can say yes to every card and see exactly what it cost.
Level 3 data
Qualify corporate and purchasing cards for lower interchange by sending invoice line items with each payment.
Priced from your statement
Interchange at cost, so the Level 3 saving shows on your statement, and a program priced for your keyed volume.
Tokenization
Card numbers are replaced by tokens, which keeps them out of your systems and shrinks your PCI scope.
Gateway and API
A developer-friendly gateway with plugins for many platforms, for online stores and business software.
Full transaction detail
Transactions, batches, chargebacks and customer profiles online, with deposits explained in your Mojo Payments portal.
Mobile app
Take payments and look up transactions from your iOS or Android phone.
FAQ
Virtual terminal questions
What is a virtual terminal?
A secure web page where you or your staff type in a card payment: for phone and mail orders, invoices and back-office payments. With the gateway behind it, the same payments can also come from your website or business software.
Clover or the virtual terminal: which do I need?
If you sell at a counter or table, Clover is usually the right fit. If you invoice, take phone orders, need Level 3 data or take payments in business software, the virtual terminal and gateway are usually better. Many businesses use both, and we can set that up.
How is it priced?
Interchange and card-brand fees at cost, plus a program priced from your own statement, with every line shown next to what you pay today. How we price.
Does it work with my software?
The gateway has validated connections and plugins for many business and e-commerce platforms, plus an API. Tell us what you use and we'll confirm the options.
Your quote
See all the math. Free, in 24 hours.
Apply online and upload a statement from any processor. We'll show you every line of your bill next to what it would be with Mojo Payments. No contract, no pressure, and if we can't save you money we'll say so.