Los Angeles, California
Card processing at cost, priced from your statement, for Los Angeles businesses
From food trucks in Boyle Heights to studios in Burbank and importers near the ports of Los Angeles and Long Beach, LA businesses take every kind of card. We help them pay interchange at cost, with a pricing program built from their own statement.
- Serving Downtown LA, Silver Lake, Koreatown & more
- Month-to-month
- AI answers 24/7, people on weekdays
Doing business in Los Angeles
Who takes cards in Los Angeles, and what it costs them
Greater LA is a huge, varied economy: the busiest port complex in the country, wholesale and garment districts downtown, entertainment and production in the Valley, and restaurants, salons and shops in every neighborhood.
Most processors price all of that with tiers or bundled rates, so the markup is hard to see. With cost-plus, interchange and card-brand fees pass through at cost, exactly as Visa, Mastercard, Discover and Amex set them, and Mojo builds a pricing program on top from your own statement: each part of the bill priced separately, the lowest price on the payments you run most, and tools that cut the cost of the rest. How our pricing works →
Areas we serve
Downtown LA · Silver Lake · Koreatown · Santa Monica · Pasadena · Long Beach · Burbank · Glendale
- No tiers or "non-qualified" rates
- Every fee shown, current next to proposed
- Month-to-month, no cancellation fee
- Live in about 3 business days
Los Angeles merchants
Why cost-plus fits Los Angeles businesses
Restaurants & food trucks
Fast, small tickets on countertop and mobile devices. Cost-plus passes each card through at cost, and small counter tickets are the kind of payment a program prices lowest.
Retail
A mix of local debit and visitor credit. Your rate follows your real card mix instead of a tier table.
Salons & studios
Steady tickets with tips. Every fee shown and explained, every month.
Wholesale & production vendors
Invoices to businesses that pay by corporate card. Level 3 line items can cut that cost.
Level 3 in Los Angeles
Selling to other businesses? Lower what their cards cost you.
Downtown wholesalers, port-area importers and the vendors that supply film and TV production invoice other businesses every day. When those buyers pay by corporate or purchasing card, Mojo sends the invoice's line items with the payment so qualifying cards cost less.
What changed in 2026
Visa's Commercial Enhanced Data Program now checks that line items are real, and the old Level 2 rates ended in April 2026. Only invoice-quality line items qualify.
- Invoice pay links for card payments on a secure, processor-hosted form
- Your invoice's line items go with the payment as Level 3 data
- Biggest effect on corporate and purchasing cards; small-business cards save less
Switching
From statement to live in about 3 business days
Apply and upload statements
From any processor. We read them line by line: your card mix, your effective rate, and the markup hidden in tiers and bundles.
Get a side-by-side quote
Within 24 hours. If we can't save you money, we'll tell you.
Go live
On Clover or our virtual terminal, often on the equipment you have. Month-to-month, no leases.
FAQ
Los Angeles merchant questions
Can production vendors take card payments on invoices?
Yes. Email or share a pay link for an invoice. Your client pays by card on a secure, processor-hosted form, and the invoice lines go with the payment as Level 3 data.
Do I need new equipment?
Often not. If you are on Clover or another compatible terminal we can usually move your account as is. New hardware is quoted up front, with no leases.
Is there a cancellation fee?
No. Mojo is month-to-month with no cancellation fee.
Is support local?
Our home base is Atlanta, and we work with businesses in all 50 states. Our AI assistant answers 24/7, and people are available weekdays, 9 a.m.–5 p.m. ET. Call (404) 918-6646.
Other cities we serve
Dallas · Houston · Phoenix · Atlanta · Miami · Chicago · Denver · New York City · Boston
Mojo Payments works with businesses in all 50 states. Don't see your city? Get your free statement review anyway.
Your quote
See what Los Angeles card processing should cost. Free, in 24 hours.
Apply online and upload your statements. We'll show you, line by line, what you pay today next to what you'd pay with a Mojo program, plus the card mix it's based on. No contract, no pressure, and if we can't save you money we'll say so.