Savings calculator
What could you save?
Four sliders, ten seconds. See what you pay today, what processing actually costs, how much of your bill sits above it, and what a program could save.
Your business
Total fees on your statement divided by total card sales. How to find it
Estimated savings
$0/year
You pay about $0 a month above wholesale today: markups, per-item fees, monthly fees and surcharges. A Mojo Payments program cuts into that, line by line.
Get my exact quoteAn estimate for a typical card mix. Your quote uses your real statements.
Examples
What typical businesses could save
Specialty retailer
$826–$2,203
a year · $45,000/mo, $60 average sale, 3% today
Full-service restaurant
$1,095–$2,921
a year · $60,000/mo, $38 average sale, 3.1% today
Auto repair shop
$1,671–$4,455
a year · $90,000/mo, $420 average sale, 2.9% today
B2B distributor
$2,583–$6,887
a year · $250,000/mo, $900 average sale, 2.7% today
Estimated yearly savings for a typical card mix, not a promise. Your quote shows the exact figure.
Want the exact number?
Apply online and upload your statements. Your quote puts every line of your bill next to what it would be with us, with the card mix behind it. Free, usually within 24 hours.
Get my free statement reviewFAQ
About the calculator
How is this calculated?
Monthly card sales × your effective rate = what you pay today. We estimate the wholesale cost (interchange and card-brand fees) for a typical card mix from your average sale and how much you key. The difference is what you pay above cost: markups, per-item fees, monthly fees and surcharges. The savings range is the share of that a program typically removes.
Why a range and not one number?
Because we don't have one price. Each program is built from the statement it replaces, around the transactions that business runs most, so savings vary. Your quote shows the exact figure, line by line, next to what you pay today.
What is my effective rate?
Your total processing fees divided by your total card sales for the same month. It includes every fee, not just the advertised rate. What a good one looks like.
Why does the average sale matter?
Part of the cost of every card payment is a few cents per transaction. Many small sales carry more of those cents than a few large ones, so your average sale changes the wholesale cost.
Is the calculator accurate?
It is an estimate for a typical card mix. Your quote uses your real card mix, line by line.
Your quote
See all the math. Free, in 24 hours.
Apply online and upload a statement from any processor. We'll show you every line of your bill next to what it would be with Mojo Payments. No contract, no pressure, and if we can't save you money we'll say so.